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Rate Update for 5/31/2024
Mortgage rates are at the exact same level as last week, but they were much higher to start the week. This week started off with a...

Lloyd White Jr. NMLS 119465
May 31, 20241 min read
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Free Homebuyer Education Course 6/2/24 - Vancouver, WA
Sponsored by the Washington State Housing Finance Commission Join us on Sunday, June 2nd, for our free Home Buyer Education Course! Learn...

Lloyd White Jr. NMLS 119465
May 24, 20241 min read
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Rate Update for 5/24/2024
Rates were up marginally this week, as the market gave up some of the post-CPI gains from last week. The main market mover from this week...

Lloyd White Jr. NMLS 119465
May 24, 20242 min read
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Rate Update for 5/17/2024
Mortgage rates had another good week this week, and at one point this week the average 30-year fixed rate was back under 7.0%. This...

Lloyd White Jr. NMLS 119465
May 17, 20242 min read
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Free Homebuyer Education Course 5/18/24 - Longview, WA
Sponsored by the Washington State Housing Finance Commission Join us on Saturday, May 18th for our free Home Buyer Education Course!...

Lloyd White Jr. NMLS 119465
May 10, 20241 min read
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Rate Update for 5/10/2024
Today, mortgage rates ended the week at their lowest levels in over a month. Thursday’s Jobless Claims report came in weaker than...

Lloyd White Jr. NMLS 119465
May 10, 20242 min read
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Essential Tips for the Spring Housing Market
Spring is traditionally the season of new beginnings, and the housing market is no exception. While the 2024 market may not be as lively...

Lloyd White Jr. NMLS 119465
Apr 20, 20242 min read
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New Hope for the Spring Housing Market
Spring has sprung and so has the Federal Reserve's decision to hold rates steady on March 20th, 2024. This might seem uneventful, but it...

Lloyd White Jr. NMLS 119465
Mar 21, 20242 min read
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Rate Update for 3/8/2024
Interest rates dropped this week on mixed economic reports. Today’s Jobs Report had a headline number, way better than expected (bad for...

Lloyd White Jr. NMLS 119465
Mar 8, 20241 min read
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What Are Trigger Leads?
When you apply for a mortgage, your lender pulls your credit report. This triggers the credit bureaus to sell your information, including...

Lloyd White Jr. NMLS 119465
Mar 6, 20242 min read
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Rate Update for 3/1/2024
This week, the PCE report was released and the results were “as expected”, this corrected the slight raise in rates from earlier in the...

Lloyd White Jr. NMLS 119465
Mar 4, 20241 min read
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Rate Update for 2/16/2024
This week was a rough one for mortgage rates. Tuesday’s CPI report came in a little higher than expectations, and today’s PPI (Producer...

Lloyd White Jr. NMLS 119465
Feb 16, 20242 min read
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Lloyd White Jr. NMLS 119465
Oct 24, 20220 min read
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The Adjustable Rate Mortgage (ARM) Explained
With rising mortgage interest rates, we have heard a lot more buzz about Adjustable Rate Mortgage's over the last couple weeks. ...

Lloyd White Jr. NMLS 119465
Jul 14, 20222 min read
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Mortgage Myths
Purchasing a home and discovering the best loan option for you are important decisions that will impact your life for years to come. When...

Lloyd White Jr. NMLS 119465
Jan 22, 20205 min read
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Stay Local: Online vs. Local Lenders
Buying a home is one of the biggest purchases you'll make in your lifetime, which is why the entire process is very personal. Although...

Lloyd White Jr. NMLS 119465
Jan 15, 20202 min read
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The Truth Behind Your Credit Score
Don't let the common misconceptions of credit scores turn you away from purchasing a home or finding a mortgage lender that's right for...

Lloyd White Jr. NMLS 119465
Jan 8, 20202 min read
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Can I Cancel My Mortgage Insurance?
You are required to get mortgage insurance if you can only put down less than 20% of your mortgage as a down payment. Mortgage insurance...

Lloyd White Jr. NMLS 119465
Nov 13, 20193 min read
9 views


Top 6 Ways to Improve Your Credit Score
A common question I hear from many prospective home buyers is: “Will my credit score be good enough to help me qualify for a home loan?”...

Lloyd White Jr. NMLS 119465
Nov 13, 20193 min read
12 views


Prevent Mortgage Wire Fraud Before It's Too Late
Wire transfer fraud crimes are on the rise, and home buyers are increasingly at risk. With cyber-criminal scams that frequently target...

Lloyd White Jr. NMLS 119465
Nov 13, 20192 min read
3 views
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